E&O insurance, reinvented

Two minutes. Up to 20% off. Zero middlemen.

E&O insurance powered by Clai software and FIG's A.M. Best A-rated paper. Because compliance is built into every deal on claiOS, your book is lower-risk, and you buy direct. Add your current policy and our AI matches the coverage, then beats the price.

A.M. Best A-rated paper via FIG Bind in minutes No broker markup
Your savings, live
Estimating
Your current annual premium
$
Your price today: $650
$520
with Clai · per year
You save
$130 / year
20% off
Lock in this rate
Illustrative estimate. Final pricing subject to underwriting & FIG's filed rates.
Built for the way modern brokerages work
A.M. Best A-rated Compliance-backed Bind in minutes Audit-ready coverage
How it works

From your old policy to a better one - in minutes.

No forms to chase, no broker to call. Drop in your current coverage and Clai does the work.

Step 01

Upload your current policy

Drag in your existing E&O declarations page. That's the whole intake, no 30-field questionnaire.

Step 02

AI reads & matches it

Our AI parses your limits, deductibles, and endorsements, then rebuilds equal-or-better coverage, line for line.

Step 03

See your savings, instantly

Get a transparent price with up to 20% off, your coverage match, and the exact dollars saved. Bind on the spot.

Why Clai is cheaper

Two structural advantages incumbents can't copy.

This isn't a promotional rate that resets at renewal. Clai's price is lower because the cost of the risk and the cost of distribution are both lower, by design.

Compliance is built in

Lower losses by design

Because compliance is enforced inside every deal on claiOS, not bolted on afterward - Clai-originated books make fewer of the mistakes that cause E&O claims. A traditional carrier prices uncertainty; we engineer it down at the source, then price the lower risk.

You buy direct

No middleman markup

Coverage is offered directly through the platform to agents already on claiOS, skipping the traditional broker and intermediary margin. That saved cost is handed straight back to you as a lower price competitors selling through legacy channels simply can't match.

Lower risk + lower distribution cost = a price no incumbent can profitably beat, and a better product at the same time.
The partnership

The software and the safety net, as one product.

Clai isn't an insurer playing at software, or software reselling someone else's policy. It's a true partnership: the platform that runs your deals, and the carrier that stands behind them.

The platform

claiOS

The AI deal platform real estate runs on, and the reason your book is lower-risk in the first place.

  • Runs every transaction end to end
  • Compliance enforced on every deal
  • AI automates quotes, paperwork & renewals
  • Sold direct, no broker margin
×
The carrier

FIG

The licensed insurance muscle - A.M. Best A-rated paper, underwriting, and claims you can count on.

  • A.M. Best A-rated paper
  • Underwriting & risk capital
  • State filings & regulatory cover
  • Claims handling & reserves
Clai engineers the risk down at the source. FIG stands behind every policy. You get a better product, for less.
What 20% looks like

Real money - every single year.

The bigger your team, the bigger the check you stop writing. Here's what switching to Clai gives back, by brokerage size.

  • Up to 20% back on your E&O spend, the moment your policy matches.
  • Coverage match, guaranteed, equal or better limits, never a downgrade to hit a price.
  • Compounds at renewal, a lower-risk, compliant book keeps your rate down year over year.
  • One book, one bill for the whole firm, no per-agent chasing.
BrokerageAnnual E&O spend*Saved at 20%
15 agents$9,750$1,950
30 agents$19,500$3,900
100 agents$65,000$13,000
400 agents$260,000$52,000
*Assumes ~$650 average annual E&O premium per agent. Actual savings vary by state, carrier, coverage, and prior pricing.
The experience

Insurance that feels like great software.

Buying E&O on Clai feels like the best consumer products you use, not a legacy insurance form.

Quote in seconds

A real-time price that updates as you type, no waiting on a callback.

Transparent pricing

Every discount itemized. See exactly why your number is lower.

AI does the paperwork

Quotes, endorsements, and renewals handled for you inside claiOS.

Bind on the spot

No broker, no fax, no two-week wait. Coverage active in minutes.

More than a cheaper policy

E&O is just one reason to run on Clai.

The savings come from the platform underneath, the same platform that makes your whole practice faster, cleaner, and always audit-ready.

Get my instant quote
Every deal, compliant by default
Guardrails catch the mistakes that become E&O claims, before they ever happen.
AI does the busywork
Quotes, contracts, disclosures and renewals, drafted and chased automatically.
A complete audit trail
Every action logged and timestamped, so a clean answer is always one click away.
One platform, end to end
Run the whole transaction, and now your coverage, in a single, modern system.
Ready when you are

See your number in under two minutes.

Upload your current policy or answer a few quick questions. No commitment, no credit card, just your real, illustrative savings.

Non-binding, illustrative estimates generated by claiOS for demonstration. Final premiums are subject to underwriting, state filings, and carrier approval. A.M. Best A-rated paper provided via FIG.